Home Inspector Insurance

Home Inspector insurance is almost a necessity, if not legally required depending on your state laws. Listed below are Insurance companies that provide both General Liability and Errors and Omissions Insurance.

1. First Idemnity Insurance

First Indemnity is a full service insurance agency with a specialization in errors and omissions. Our home inspectors program saves the average home inspector 10%-30% from their existing program with an AM Best Rated A- excellent carrier.
We are the direct underwriter for our home inspectors policies which will get you better service and responsiveness.
Our program is comprehensive: limits from $100,000-$2,000,000. Additional coverage for Pool and Spa, lead, pest, radon and general liability. We operate in 48 or 51 states (Including Washington DC). So when you are ready for the program that was built with the home inspector in mind, give us a try. 15 minutes can save you hundreds.

John Remark - Program Manager
Direct line: 202-465-4306
 




2. OREP Insurance

Inspectors E&O Insurance
OREP Program Details
click here > http://www.orep.org/home-inspectors-e&o.htm
Read story recently published in ASHI Reporter by David Brauner. Click here > http://www.orep.org/ashi-reporter-shopping-E&O insurance.pdf

OREP Program Highlights
* $1,250 Minimum Premium covers all inspectors in the firm (plus state tax and fees)
* Includes: Additional Insured for Agents and other Referring Parties, Termite & Radon coverage**, Commercial Inspections, Pool, Septic, New Construction/Code Compliance, Prior Acts Available for qualified applicants.
* Easy, Fast Self-Rater Application with Rates Included.
* General Liability and Bodily Injury Property Damage (BIPD) Available
* Same Day financing, available in 49 states plus Washington, D.C. 
* OREP in business 7 years. David Brauner has been serving the E&O insurance business for inspectors for 16 years.

** Coverage for certain services incurs a small surcharge if they exceed a certain percentage of your total revenue. Please review the Self-Rater Application for more.

(888) 347-5273 * info@orep.org * www.orep.org
David Brauner Calif. Insurance Lic. #0C89873




4. Business Risk Partners


Check out Business Risk Partners, Inc. today.  We have been the American Society of Home Inspector's endorsed insurance provider since 2001.  Providing competitive E&O insurance backed by Lloyds of London, don't miss this opportunity to let us handle your insurance needs!

We offer exclusive discounts for ASHI inspectors and a comprehensive claims-made policy automatically including limited general liability for bodily injury & property damage, radon testing, commercial inspections, corporate coverage & referring party coverage.  We welcome new inspectors & multiple inspector firms where all inspectors can be covered under one policy.

For an additional cost, coverage can be tailored to your needs:  Termite, lead paint, septic/water well and pool/spa inspections as well as coverage for claims resulting in mold can all be added onto your policy.  We can offer policy limits from $100,000 to $1,000,000 and deductible options starting at $3,000.

Visit
www.inspectorinsurance.com  to fill out our online application with our new "quick quote" feature or call 1-866-268-1327 to speak with our servicing agent @ Capitol Special Risks, Inc.

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